Appraisal services for Brentwood and Williamson County homeowners
The top reasons TN homeowners use The Eby Group:
Own a home in or near Brentwood, TN and need help deciding the value of it?
At The Eby Group, we understand the individual needs of a homeowner in need of appraisal services. Our business practices and reporting formats are familiar to our business clients like banks, attorneys, and CPAs. Being a regular person not in the real estate field that probably doesn't look at appraisals on a regular basis,we will give you extra guidance and explanations through the appraisal process to better understand what we do and how we present the results of our analysis. For Sale By Owner (FSBO)/Pre-Listing ServicesSince you have an emotional attachment to your own home, it's often very hard to be objective about it. Professional appraisers, like the ones at The Eby Group, are objective. We'll tell you what you need to know, not just what you want to hear. A professional appraisal is very important as a negotiating tool once you have an interested buyer, in addition to helping you set a realistic price to sell at so your property will attract many interested buyers. It gives you something tangible to show the buyer. The appraisal is an independent third party's opinion of your house's price, not just how much you think your house is worth. Interested buyers know that you have an emotional attachment to your house and will be far more likely to give credibility to a qualified appraiser's value conclusion than yours. Need to cancel PMI?A preferred way to cut costs for homeowners is to get the PMI removed from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Once your mortgage loan is down below 80% of the value of your property, in most cases you can apply to the lender to have the PMI canceled from your loan, which will make your monthly payments go down. The Eby Group is experts in helping people just like you get rid of unwanted and unneeded PMI insurance. Challenging property tax assessmentsYour local tax assessor may have your house overvalued if your home is not appreciating as much as other houses nearby. This means you are most likely paying higher taxes than you should be paying. Since your property assessment may likely go up again in the next period, the sooner you take care of things like this, the better. When challenging your property tax assessment, getting a professional appraisal from The Eby Group is your #1 weapon. HELOC recently frozen?If your property is in a declining area, your lender just might choose to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. This can be be detrimental to your credit score since it may appear as though that credit line is maxed out, and also inconvenient from a cash flow angle. The Eby Group can help you reinstate your home equity line of credit with an expert appraisal. We Also Provide Field and Desktop Appraisal Review ServicesWould you prefer a second opinion without the added cost and delay of waiting for a whole new appraisal? Or do you desire a professional to double-check your appraisal for precision? The Eby Group offers field reviews where we go out and check the subject and comparables. If you're in a hurry, we'll provide desk review and verify as many facts as we can using online data sources as well as our own files. Do you need a retrospective review of an appraisal report? The Eby Group can help you with that. Even though this is typically requested by banks, you may need to exploit this service if you suspect mortgage fraud related to your home. |